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10. (A)Saturday (B)Friday (C)Monday (D)Tuesday
A
B
C
D
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C
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When you are decorating a house ,it a diferrence whether you have a good interior designer or not .(1分)
4. Present pension structures no longer work. They were established in a more youthful period with relatively few older people who were often poor and iii, and generally spent only a short time in retirement. In rich countries today, older people are often well-off and in good health, and are spending around 20 years in retirement. Therefore there is the need for reform.This survey has presented the arguments for more private funding and for fairer pensions. Such changes will create motives for individuals to take charge of their own retirement needs rather than leaving the task to the state. This, in turn, will make the provision of public pensions more afford- able.Even so, the state will continue to play a leading role in pensions. At a minimum, governments must offer a safety net, probably in the form of a defined benefit financed through taxation, for people who for some reason have not been able to provide for themselves and who would otherwise be miserable in old age. More broadly, there is a case for the state to offer a slimmed-down pay-as-you-go pension system, although as far as possible this should be organized along defined-contributions lines. Such provision widens the range of assets to include human capital because the effective return comes from total wages, and offers a safe if low return.Governments also have to create a suitable framework for effective private pensions. Administrative(行政的)expenses have to be tightly controlled, and appropriate tax motives have to be offered to encourage voluntary pension saving. Where the state provides a generous safety net, private-pension saving may have to be made mandatory(强制的), otherwise many people will not bother.So much for the developed countries, but what of the more youthful populations of tile rest of the world? In 1994, the World Bank came down heavily in favor of more funding in private accounts. It thought the state's role should be to provide a smallish first pillar with the limited task of providing protection against old-age poverty, and to command a privately-funded second pillar to provide the bulk of pensions.(5分)4.1 More private funding and fairer pensions____.(1分)A. can urge people to save more private-pensionsB. may be financed through taxC. can lessen the burden of the stateD. can provide more public pensions
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Depending on____, Mary led us through an unknown part of the forest.
24. Today we remember a man who was considered one of the best teachers in the United States. Jaime Alfonso Escalante was born in 1930 in La Paz, Bolivia. Both his parents were teachers. He taught math and science in his home country for twelve years. In the 1960s, Jaime Escalante and his wife Fabiola came to the United States. During the next several years, he learned to speak English and repeated his college education and teacher training. In 1974, Mr. Escalante was hired at GarfieldHigh School to teach mathematics. The school was in a poor area of Los Angeles, California. Many of the students had serious problems with illegal drugs, gangs and violence. Many were the worst students at the school and thought to be “unteachable”. But Mr. Escalante pushed the group to work hard. He told them basic math was too easy and that they had the ability to do harder work. He told his students that he believed in them, but they must have the desire to be successful. Jaime Escalante started an advanced math program with a small group of students. Advanced Placement is a program of college-level classes and tests. In 1982, 18 of his students took the Advanced Placement test in calculus. They all passed. Officials at the testing company suspected the students of cheating. Mr. Escalante protested. He said the students were being rejected because they were Hispanic and from a poor school. He urged his students to take the test again. Twelve of the students repeated the test. And again, all of them passed. Five earned top scores. Mr. Escalante's students went on to become engineers, scientists and university professors. The advanced math program at Garfield became extremely successful over the next several years. Jaime Escalante received many teaching awards including the Presidential Medal of Excellence in Education. A movie about his success, “Stand and Deliver”, was released in nineteen eighty-eight. It influenced other teachers to use his methods.(10分)24.1 What did Mr. Escalante do after he came to the US?(2分)A. He taught math and science in a local school.B. He went to a college to learn calculus.C. He learned to speak English and got trained on teaching. D. He started an advanced math program in a college.
8. A.take in B.take on C.take to D.take for
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