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[单选题]
23.5 This passage can be put into the column of “____”.
A
HEALTH
B
TRUE STORIES
C
COOKING
D
ADVICE
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试题答案：
D
答案解释：
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4.Present pension structures no longer work. They were established inA more youthful period with relatively few older people who were often poorAnd iii,And generally spent onlyA short time in retirement. In richCountries today, older peopleAre often well-offAnd in good health,AndAre spendingAround 20 years in retirement. Therefore there is the need for reform.This survey has presented theArguments for more private fundingAnd for fairer pensions. SuchChanges willCreate motives for individuals to takeCharge of their own retirement needs rather than leaving the task to the state. This, in turn, will make the provision of public pensions moreAfford-Able.Even so, the state willContinue to playA leading role in pensions.AtA minimum, governments must offerA safety net, probably in the form ofADefinedBenefit financed through taxation, for people who for some reason have notBeenAble to provide for themselvesAnd who would otherwiseBe miserable in oldAge. MoreBroadly, there isACase for the state to offerA slimmed-down pay-as-you-go pension system,AlthoughAs farAs possible this shouldBe organizedAlongDefined-contributions lines. Such provision widens the range ofAssets to include humanCapitalBecause the effective returnComes from total wages,And offersA safe if low return.GovernmentsAlso have toCreateA suitable framework for effective private pensions.Administrative(行政的)expenses have toBe tightlyControlled,AndAppropriate tax motives have toBe offered to encourage voluntary pension saving. Where the state providesA generous safety net, private-pension saving may have toBe made mandatory(强制的), otherwise many people will notBother.So much for theDevelopedCountries,But what of the more youthful populations of tile rest of the world? In 1994, the WorldBankCameDown heavily in favor of more funding in privateAccounts. It thought the state's role shouldBe to provideA smallish first pillar with the limited task of providing protectionAgainst old-age poverty,And toCommandA privately-funded second pillar to provide theBulk of pensions.36. More private fundingAnd fairer pensions____.A. Can urge people to save more private-pensionsB. mayBe financed through taxC. Can lessen theBurden of the stateD. Can provide more public pensions
1.SHANGHAI: 1.Eligible couples in the city are for the first time being encouraged to have a second child, as authorities make an effort to tackle the burden of an aging population.Family planning officials and volunteers will make home visits and slip leaflets under doorways to encourage couples to have a second child if both grew up as only children. 2.Emotional and financial counseling will also be provided, officials said. We advocate eligible couples to have two kids because it can help reduce the proportion of the aging people and alleviate a workforce shortage in the future," said Xie Lingli, director of the Shanghai Population and Family Planning Commission. 3.Shanghai, the country's most populous city, has more than 3 million registered residents aged 60 and above, nearly 22 percent of the population. By 2020, the proportion is expected to rise to about 34 percent.The country's family planning policy has been relaxed in recent years, allowing couples who are the only children in their families to have a second child." 4. The rising number of aging people will put pressure on the younger generation and society.We need to find ways to solve the problem, but it doesn't mean the country's family planning policy will be reversed," Xie stressed.One salesman was cheered by the new attitude in Shanghai."I'm not sure, but such policy really gives us one more option. 5.If family finance permits, I want to have two kids with my wife in the future," said 25-year-old Xiao Wang, who works at a local company. He and his girlfriend are both single children in their families.However, not all residents are so keen on the idea."I don't think we will have a second kid," said 26-year-old Xiao Chen, an office worker. "After all, it is stressful work raising a child."(20分){#answer}
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