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9.
A.in
B.into
C.around
D.round
A
B
C
D
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B
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4.Present pension structures no longer work. They were established inA more youthful period with relatively few older people who were often poorAnd iii,And generally spent onlyA short time in retirement. In richCountries today, older peopleAre often well-offAnd in good health,AndAre spendingAround 20 years in retirement. Therefore there is the need for reform.This survey has presented theArguments for more private fundingAnd for fairer pensions. SuchChanges willCreate motives for individuals to takeCharge of their own retirement needs rather than leaving the task to the state. This, in turn, will make the provision of public pensions moreAfford-Able.Even so, the state willContinue to playA leading role in pensions.AtA minimum, governments must offerA safety net, probably in the form ofADefinedBenefit financed through taxation, for people who for some reason have notBeenAble to provide for themselvesAnd who would otherwiseBe miserable in oldAge. MoreBroadly, there isACase for the state to offerA slimmed-down pay-as-you-go pension system,AlthoughAs farAs possible this shouldBe organizedAlongDefined-contributions lines. Such provision widens the range ofAssets to include humanCapitalBecause the effective returnComes from total wages,And offersA safe if low return.GovernmentsAlso have toCreateA suitable framework for effective private pensions.Administrative(行政的)expenses have toBe tightlyControlled,AndAppropriate tax motives have toBe offered to encourage voluntary pension saving. Where the state providesA generous safety net, private-pension saving may have toBe made mandatory(强制的), otherwise many people will notBother.So much for theDevelopedCountries,But what of the more youthful populations of tile rest of the world? In 1994, the WorldBankCameDown heavily in favor of more funding in privateAccounts. It thought the state's role shouldBe to provideA smallish first pillar with the limited task of providing protectionAgainst old-age poverty,And toCommandA privately-funded second pillar to provide theBulk of pensions.36. More private fundingAnd fairer pensions____.A. Can urge people to save more private-pensionsB. mayBe financed through taxC. Can lessen theBurden of the stateD. Can provide more public pensions
23. Love really is blind when it comes to physical flaws, it would seem. A research conducted by Social studies Center in University of Hawaii at Manoa suggests that when we love someone, we tend to overlook their crooked noses, big tummies or other attributes that might put others off. As a result, husbands and wives think their other halves are more attractive than they really are. No wonder Chinese has the saying that “Beauty lies in the beholder’s eyes”. This phenomenon could also help explain some physically mis-matched couples such as the glamorous Beyonce and Jay-Z, the striking Lara Stone and David Walliams. The so-called “positive illusion” theory comes from an experiment in which researchers asked 70 couples to rate their other halves for attractiveness. Questions included how attractive their husband, wife, boyfriend or girlfriend was to the opposite sex, and how they rated compared with others of the same age. The answers were kept secret to prevent any partners from being upset and distressed. Some of those taking part also rated photos of their partners. In addition, members of the public judged the looks of all 140 men and women taking part. The results revealed that couples view their other halves as being better looking than they really are. Even asking them to rate pictures of their partners did not give them a reality check, the Journal of Social and Personal Relationships reports. With previous studies finding that we view our loved ones as being kinder and more intelligent than they actually are, it does seem that love is blind in all sorts of ways. Those studied were young and had been together on average for just two and a half years. The researchers said that more work was needed to see if those in long marriages were still blind to their partner’s physical flaws. With previous studies finding that we view our loved ones as being kinder and more intelligent than they actually are, it does seem that love is blind in all sorts of ways. Those studied were young and had been together on average for just two and a half years. The researchers said that more work was needed to see if those in long marriages were still blind to their partner’s physical flaws.(10分)23.1 Which of the following is the CORRECT interpretation of the first paragraph?(2分)A. When people are in love, they are unable to see things that are obvious to others.B. People in love tend to be unaware of physical weakness of their partners. C. To those who are physically weak, they do not notice love.D. When speaking of physical flaws, love is not reasonable.
Many countries began to economic ties with China after its reform and opening-up policies.(1分)
3. (A)worldly (B)global (C)world (D)globe
Among the plays being presented _______ written by William Shakespeare.(1分)
______ seeing her long-lost son again, the mother burst into tears.(1分)
24.2 In the third paragraph, “tectonic shifts” probably refer to____?
1.4 Which of the following is not true?____(1分)
If the plane ______ late, you _______ inform the hotel about your arriving time.
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