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15. (A)for (B)on (C)at (D)about
A
B
C
D
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Jerry’s salary as a dentist is much higher _______.
The accident cast a _______ over her future life.(1分)
4.Present pension structures no longer work. They were established inA more youthful period with relatively few older people who were often poorAnd iii,And generally spent onlyA short time in retirement. In richCountries today, older peopleAre often well-offAnd in good health,AndAre spendingAround 20 years in retirement. Therefore there is the need for reform.This survey has presented theArguments for more private fundingAnd for fairer pensions. SuchChanges willCreate motives for individuals to takeCharge of their own retirement needs rather than leaving the task to the state. This, in turn, will make the provision of public pensions moreAfford-Able.Even so, the state willContinue to playA leading role in pensions.AtA minimum, governments must offerA safety net, probably in the form ofADefinedBenefit financed through taxation, for people who for some reason have notBeenAble to provide for themselvesAnd who would otherwiseBe miserable in oldAge. MoreBroadly, there isACase for the state to offerA slimmed-down pay-as-you-go pension system,AlthoughAs farAs possible this shouldBe organizedAlongDefined-contributions lines. Such provision widens the range ofAssets to include humanCapitalBecause the effective returnComes from total wages,And offersA safe if low return.GovernmentsAlso have toCreateA suitable framework for effective private pensions.Administrative(行政的)expenses have toBe tightlyControlled,AndAppropriate tax motives have toBe offered to encourage voluntary pension saving. Where the state providesA generous safety net, private-pension saving may have toBe made mandatory(强制的), otherwise many people will notBother.So much for theDevelopedCountries,But what of the more youthful populations of tile rest of the world? In 1994, the WorldBankCameDown heavily in favor of more funding in privateAccounts. It thought the state's role shouldBe to provideA smallish first pillar with the limited task of providing protectionAgainst old-age poverty,And toCommandA privately-funded second pillar to provide theBulk of pensions.36. More private fundingAnd fairer pensions____.A. Can urge people to save more private-pensionsB. mayBe financed through taxC. Can lessen theBurden of the stateD. Can provide more public pensions
2. A. ice cream B. food C. dessert D. meal
In this lecture, I can only give you a purely _____ view of how we can live life to the full and make some suggestions about the future.(1分)
The old lady swallowed her words so much that the doctor couldn’t _______ what she was saying.(1分)
I can’t find ______ with the new restaurant: the food is good and the service is excellent.(1分)
22.3 From the passage, we can infer that .(2分)
21.2 The word "media"( in the first paragraph) includes _____.
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17.“婴儿抚触”产生的生理和心理作用，可以用解除“_______”来概括。
2.
12.集中保管商业银行的存款准备金属于中央银行的
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Passage Three Eating an apple a day doesn' t keep the doctor away, but it does reduce the amount of trips you make to the drug store per year. That’ s according to a new study that investigates whether there' s any truth in the old saying.A team of researchers led by Dr Matthew Davis, of the University of Michigan School of Nursing, asked 8, 399 participants to answer survey questions about diet and health. A total of 753 were apple eaters, consuming at least 149g of raw apple per day. The remaining 7, 646 were classed as non-apple eaters. When both groups answered questions on trips to the doctor and trips to the drug store per year, the apple eaters were found to be 27% less likely to visit the druggist for drugs.Trips to the doctor were not significantly affected by apple consumption, though." Evidence does not support that an apple a day keeps the doctor away. However,the small number of uUS adults who eat an apple a day does appear to use fewer prescription medications," the study concludes.Apple eaters were also found to be less likely to smoke and be more likely to have a higher educational attainment than non- apple eaters. While apples do not compete with oranges, they docontain some immune (免疫的) system- increasing vitaminC，which may be why apple -eaters visit the druggist less. With over 8mg of vi taminC per medium-sized fruit, an apple can provide roughly 14% your daily recommendedintake.Previous studies have also linked apple consumption to a lower risk of Type 2diabetes (二 型糖尿病) , improved lung function and a lower risk of colon (结肠) can cer.
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5.从文化上来说，作为书面形态的企业制度属于
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凡支出的效益与几个会计年度相关的，应作的处理是
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